Single Family Housing Programs

Home funded by USDA Rural Development

Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing Programs


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California Highlights

2013 Investments
Loan Guarantees $892.1 million
Direct Loans $70.2 million
Home Repair Loan/Grants $457,164
Self-Help Grants $8.2 million

 

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Guaranteed Loan Program

New Loan Submissions-Please submit loans electronically to the following email address: grhloans@ca.usda.gov

Guaranteed Loan Processing Time-
Loan volume remains heavy in fiscal year 2014 for California's Guaranteed Rural Housing Loan Program. Current turn time is 3-4 business days for GUS loan submissions and 7-10 business days for manual submissions. Business days exclude weekends (Saturday and Sunday) and all federal holidays. Please schedule processing times accordingly. Rush requests will not be honored. Loans are reviewed in the order they are received.

"Flipping Rule"- USDA does not have a specific guideline regarding how long the subject property must be owned by the seller. It is the lender's responsibility to insure that the appraised value is based on the most current and accurate data available.

 

A variety of documents for the Single Family Housing Guaranteed Loan program are listed below for your convenience.

California Guaranteed Rural Housing Income Limits

Guaranteed Upfront and Annual Fee Calculator

Lender's Origination Submission Checklist & RD Form 1980-21

California Approved Lenders

How to Become an Approved Lender in California & RD Form 1980-16

Lender Training

Contact Us: Where to Submit Guaranteed Loans

 

Regulations

Regulation-RD Instruction 1980-D

Administrative Notices - 1980-D (Complete list of ANs)

Guaranteed Loan Underwriting and Loan Closing Documentation Matrix

 

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Direct Loan & Grant Programs

California Eligible Areas

California Income Limits (by county)

 

A variety of documents for Single Family Housing Direct Loan and Grant Programs are listed below for your convenience.

Self-Help Housing Regulations

Regulations - Handbook 3550

California Supplement 1927-B

California Supplement 3550

 

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Single Family Housing Contacts

Ron Tackett, Program Director
430 G Street, Agency 4169, Davis, CA 95616
Phone: (530) 792-5816 | Fax: (530) 792-5838
ron.tackett@ca.usda.gov

Annette Joyer, Specialist
Guaranteed Housing Coordinator
9701 Dino Drive, Suite 170, Elk Grove, CA 95624
Phone: (916) 714-1104 ext. 107
Fax: (916) 714-1118
annette.joyer@ca.usda.gov

Debra Morris, Specialist
Processing Coordinator
430 G Street, Agency 4169, Davis, CA 95616
Phone: (530) 792-5820 | Fax: (530) 792-5838
debbie.morris@ca.usda.gov

Nancy Larson, Specialist
430 G Street, Agency 4169, Davis, CA 95616
Phone: (530) 792-5808 | Fax: (530) 792-5838
nancy.m.larson@ca.usda.gov

Tamye Binning, Technician
430 G Street, Agency 4169, Davis, CA 95616
Phone: (530) 792-5823 | Fax: (530) 792-5838
tamye.binning@ca.usda.gov

Kallii Lane, Technician
430 G Street, Agency 4169, Davis, CA 95616
Phone: (530) 792-5802 | Fax: (530) 792-5838
kallii.lane@ca.usda.gov

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Additional Resources

US Department of Housing & Urban Development

CA Department of Housing & Community Development