Florida/USVI Single Family Housing Programs

Single Family Housing Programs provide homeownership opportunities to very-low, low and moderate income Americans through several loan, grant and loan guarantee programs. The programs also makes funding available to individuals to finance vital improvements to make their homes decent, safe, and sanitary.

Content Divider

Highlighted Programs:

Guaranteed Rural Housing Loans
We offer Single Family Home Loan Guarantees to help participating private lenders extend affordable terms to qualified home buyers. USDA Rural Development Loan Guarantees are available only through approved lenders.


For additional information regarding SFH Guarantees please visit our National Office website: SFH Guaranteed Loan Information.


Single Family Direct Home Loans
Eligibility is based on adjusted family income and varies depending upon averages in the county where the property is located. Find a local office to assist you: Contacts in Florida/USVI.

Home Repair Loans
Provides affordable terms so very low income homeowners can make necessary repairs or improvements. Maximum outstanding loan amount cannot be more than $20,000.

Home Repair Grants
Provides assistance so very low income homeowners can make necessary repairs or improvements. Applicants must be 62 or older and lack the ability to repay a 20 year loan at a 1% interest rate. Maximum lifetime grant assistance is $7,500.


Please visit the following site for a complete overview: Single Family Housing Programs

Other Helpful Links:

Content Divider