Housing and Community Facilities Loans

Rural Housing Guaranteed Loans

Section 502 loans are primarily used to help low-income individuals or households purchase homes in rural areas.

Rural Housing Direct Loans

Direct Loans are available for low- and very low-income households to obtain homeownership.

Rural Repair and Rehabilitation Loans

Rural Housing Repair and Rehabilitation Loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs.

Mutual Self-Help Loans

Mutual Self-Help Housing Loan program is used primarily to help very low- and low-income households construct their own homes.

Rural Housing Site Loans

Rural Housing Site Loans provide Government funding for a public or private non-profit organization to buy and develop building sites, including the construction of access roads, streets, and utilities.

Farm Labor Housing Loans and Grants

The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers.

Direct Rural Rental Housing

Rural Rental Housing is adaptable for participation by a wide variety of owners.

Guaranteed Rental Housing

The Guaranteed Rental Housing loan program guarantees loans for development of multi-family housing facilities in rural areas of the United States.

Community Facilities Direct Program

Community Facilities Direct Loans can be made to develop essential community facilities in rural areas and towns of up to 20,000 in population.

Community Facilities Guaranteed Program

Community Programs can guarantee loans made and serviced by lenders such as banks, savings and loans, mortgage companies which are part of bank holding companies, banks of the Farm Credit System, or insurance companies regulated by the National Association of Insurance Commissioners.