Home Loan Program

Housing Direct and Guaranteed Loans

Provides loans to assist low income families in rural Iowa achieve their dream of homeownership.

Home Loan Eligibility

Find out if your household income qualifies you for a USDA Rural Development home loan.

Guaranteed Home Loan

Here is a list of lenders in Iowa who use USDA Rural Development's guaranteed home loan program.

Self-Help Housing Loans

Construction method by which participating families organized in groups of six to 10 families utilize their own labor to reduce the total construction costs of their homes.