Home Loan Program

Housing Direct and Guaranteed Loans

Provides loans to assist low income families in rural Iowa achieve their dream of homeownership.

Home Loan Eligibility

Find out if your household income qualifies you for a USDA Rural Development home loan.

Contact an Area Office to learn more about direct home loans from USDA Rural Development.

Contact Your Local Area Office

Guaranteed Home Loan

Here is a list of lenders in Iowa who use USDA Rural Development's guaranteed home loan program.

List of Participating Lenders

Self-Help Housing Loans

Construction method by which participating families organized in groups of six to 10 families utilize their own labor to reduce the total construction costs of their homes.

Self-Help Housing Loans Fact Sheet

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Last Modified:05/17/2013

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