Guaranteed Rural Housing Loan Program

The purpose of the Guaranteed Rural Housing (GRH) Loan program is to allow eligible low- and moderate-income rural residents access to affordable home ownership in eligible rural areas for primary residence. The program is available for the purchase and repair of existing and newly constructed homes.

Approved GRH lenders provide home purchase financing requiring no down payment and can finance loan closing costs and repairs up to the property's appraised value.

Benefits of the Guaranteed Loan Program include:

  • No down payment required, 100% financing available
  • No maximum purchase price limit
  • Fixed, 30-year interest rates
  • Not limited to first-time homebuyers
  • Flexible credit and qualifying guidelines

Guaranteed Rural Housing Loan Resources

Click here for Resources for Lenders

Click here for Resources for Realtors

Click here for Resources to Apply for a GRH Loan

Contact Information

E-mail: Kansas-GRH@ks.usda.gov

Click here for Contact Information for the Kansas GRH Team