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Guaranteed Rural Housing Loan Program
The purpose of the
Guaranteed Rural Housing (GRH) Loan program is to allow eligible
low- and moderate-income rural residents
access to
affordable home ownership in eligible rural areas
for primary residence. The program is available for the purchase and
repair of existing and newly constructed homes.
Approved GRH lenders provide home
purchase financing requiring no down payment and can finance loan
closing costs and repairs up to the property's appraised value.
Benefits of the Guaranteed Loan Program Include:
- No down payment required, 100%
financing available
- No maximum purchase price limit
- Fixed, 30-year interest rates
- Not limited to first-time
homebuyers
- Flexible credit and qualifying
guidelines
Guaranteed Rural Housing Loan Resources
Click here for Resources for
Lenders
Click here for Resources for
Realtors
Click here for Resources to Apply for a GRH Loan
Contact Information
E-mail:
Kansas-GRH@ks.usda.gov
Click here for Contact Information for the
Kansas GRH Team
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