Welcome to USDA Rural Development

Rural Development works with private lenders to guarantee loans which provide funding options to communities throughout rural America. Most loan guarantees issued by Rural Development are from 80-100% of the amount of the loan.

Investors choose to work with Rural Development for various reasons. Since loan guarantees issued by Rural Development are backed by the full faith and credit of the U.S. Treasury, many lenders consider Rural Development programs to be a relatively risk-free way to expand portfolios.

Additionally, loans made possible by partnerships between Rural Development and private lenders improve the economic health of rural communities. The continued well-being of rural areas provides a benefit for lending institutions by creating more opportunities for investment.