The Farm Labor Loan and Grant programs provide financing for the development of housing for domestic farm laborers. Loan applicants typically cannot obtain financing elsewhere. Grants are made to farm worker associations, nonprofits, Indian Tribes and public agencies. Funds may be used in urban areas for nearby farm labor.

Fund Uses:

Funds are used to buy, build, improve, or repair housing for farm laborers. Funds can be used to purchase a site or a leasehold interest in a site to construct housing, day care facilities, or community rooms. Farm laborers include persons who are engaged in on-farm processing and aquaculture. (fish and oyster farms)

Funds can be used to purchase durable household furnishings.

Funds can be used to pay construction loan interest.

Grant funds may cover up to 90% of development costs and do not have to be repaid.

Loan Terms:

Loans are for 33 years at 1% interest. Loan and Grant funds may be combined.

Application Process:

The State Housing Program Director has the authority to approve loans to individuals up to $100,000 and the State Director can approve loans of up to $400,000. Larger loans must receive approval from the National Office. The State Director can award grants with the prior approval of the National Office.

Link to Area Office Contacts

Contact Information:

If you have any questions or would either like more information or to speak with a representative, please select the link below: Our Staff