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Types of assistance for Business Loan and Grant Programs are described below. Click on the short description for further information.

Business and Industry Guaranteed Loans The purpose of the B & I Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment, and improve the economic and environmental climate in rural communities. This purpose is achieved by bolstering the existing private credit structure through the guarantee of quality loans which will provide lasting community benefits.

Intermediary Relending Program (IRP) The purpose of the IRP program is to alleviate poverty and increase economic activity and employment in rural communities. Under the IRP program, loans are provided to public bodies or non-profit organizations (intermediaries) for the establishment of revolving loan funds. The revolving funds are used to assist with financing business and economic development activity to create or retain jobs in disadvantaged and remote communities. Intermediaries are encouraged to work in concert with State and regional strategies, and in partnership with other public and private organizations that can provide complimentary resources.

Rural Microentrepreneur Assistance Program (RMAP) The purpose of the RMAP program is to provide direct loans, technical assistance grants, and technical assistance-only grants to Microenterprise Development Organizations to support the development and ongoing success of rural microentrepreneurs and microenterprises in rural areas.

Rural Business Enterprise Grant (RBEG) The RBEG program provides grants for rural projects that finance and facilitate development of small and emerging rural businesses to fund business incubators, and help fund employment related adult education programs. To assist with business development an RBEG may fund a broad array of activities.

Rural Business Opportunity Grants Grants made by USDA Rural Development to public bodies and not-for-profit entities including Federally recognized Indian tribes in rural areas, and cooperatives with members that are primarily rural residents and that conduct activities for the mutual benefit of the members.

Rural Economic Development Loan & Grant Program (REDLG)

Loan Fact Sheet

Grant Fact Sheet
The REDLG program provides funding to rural projects through rural electric or telephone cooperatives. Under the RED Loan program, USDA provides zero interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility is responsible for repayment to the Agency. Under the RED Grant program, USDA provides grant funds to local utility organizations which use the funding to establish revolving loan funds. Loans are made from the revolving loan fund for projects that will create or retain rural jobs. When the revolving loan fund is terminated, the grant is repaid to the Agency.

Rural Energy For America Program (REAP) REAP offers grants, guaranteed loans and combination grant/guaranteed loans to help agricultural producers and rural small businesses plan, purchase and install renewable energy systems and make energy efficiency improvements in rural areas. Grants and loans are awarded via a national competition.

Value-Added Producer Grant Grant to help producers increase their revenues through value-added activities that expand the customer base for their products or commodities.

For further information regarding any of these programs please contact the Business Program staff at (573) 876-9321 or contact one of our Business Program Specialists according to the project location. 

Click here for a map identifying the Business Program Specialists, the counties that they service, and their contact information.
Last Modified:12/05/2013 
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