Rural Housing Site Loan Program

Provides loans in rural areas to purchase land and develop sites, including the construction of essential streets, utility lines, etc, which will be sold on a non-profit basis to very-low, low and moderate income households.


  • Eligible applicants are public or private non-profits.

Loan Terms and Conditions:

  • Loans are for a two year term at the Agency's current rate of interest..
  • A deed of trust is required.
  • A need for the proposed lots must be shown.
  • Lots can only be sold to very-low, low and moderate income households.
  • The interest rate is the full note single family housing rate, however for lots developed solely for the borrowers involved in the Self-help Technical Assistance Grant program the interest rate is three percent..
  • Homes must be located in rural areas. All communities in Nebraska are eligible for housing programs with the exceptions of Fremont, Grand Island, Hastings, Kearney, Lincoln, North Platte, Omaha, and South Sioux City/Dakota City.
  • Rural Housing Site Loan Fact Sheet