Multi-Family Housing Programs

Multi-Family Housing Programs offer Rural Rental Housing Loans to provide affordable multi-family rental housing for very low, low, and moderate income families; the elderly; and persons with disabilities. This is primarily a direct mortgage program, but funds may also be used to buy and improve land and to provide necessary facilities such as water and waste disposal systems. In addition, deep subsidy rental assistance is available to eligible families. Visit the following site for a complete overview: Multi-Family Housing Programs

In New Jersey, our programs are administered through our Area Offices; Our State Housing Programs office is available for program information as necessary:

Housing Programs
8000 Midlantic Drive
Suite 500N
Mt. Laurel, NJ 08054
(856) 787-7730

Program Resources

• NJ Area Offices
• NJ Section 515 Eligible Areas
• NJ Section 538 Eligible Areas
• Income & Property Eligibility
• Find Multi-Family Apartments

Nancy Kears
Servicing Counties: Atlantic, Cape May, Cumberland, Camden
Senior Area Specialist
1317 S. Main Road, Building 3, Suite A
Vineland, NJ 08054
Phone: (856) 205-1225 ext. 112 | Fax: (856) 205-0691
nancy.kears@nj.usda.gov

Stephen M. Bereznai
Servicing Counties: Camden, Gloucester, Salem
Senior Area Specialist
1317 S. Main Road, Building 3, Suite A
Vineland, NJ 08054
Phone: (856) 769-1126 ext. 225 | Fax: (856) 769-0718
stephen.bereznai@nj.usda.gov

Donna O'Brien
Servicing Counties: Bergen, Essex, Hudson, Hunterdon, Morris, Passaic, Somerset, Sussex, Union, Warren, Burlington, Mercer, Middlesex, Monmouth, Ocean
Senior Area Specialist
1971 Jacksonville-Jobstown Road
Columbus, NJ 08054
Phone: (609) 267-1639 ext. 126 | Fax: (609) 261-3007
donna.obrien@nj.usda.gov