Business & Industry (B&I) Guaranteed Loan Program in Oregon

The B&I guaranteed loan program supports rural business lending by providing loan guarantees to commercial lenders financing rural businesses.
 

Program Information

• B&I Program Overview (PDF, 1.8 MB)

• Why access to capital just got better - We're backing the business of rural America! (PDF, 38 KB)
   
• National USDA Rural Development B&I Web site
• Primer on B&I Program Basics (PDF, 172 KB): tangible balance sheet equity test, adequate collateral test, independent feasibility study requirement, and B&I environmental analysis
• Sample B&I Conditional Commitment (PDF, 80 KB)
• Loan Agreement Requirements (PDF, 54 KB)
• Feasibility Study Requirements (PDF, 45 KB)
• Business Plan Requirements (PDF, 42 KB)

• B&I and Agribusiness (PDF, 1.65 MB)
• B&I and Debt Refinancing (PDF, 402 KB)
• B&I and Hotels and Motels (PDF, 1.66 MB)
• B&I and Housing (PDF, 1.52 MB)

Program Regulations

• General:  RD Instruction 4279-A (PDF, 77 KB)
• Loan Making:  RD Instruction 4279-B (PDF, 103 KB)
• Loan Servicing:  RD Instruction 4287-B (PDF, 113 KB)

Eligible Rural Areas

• Online Eligibility Determination Tool (enter your address)
• B&I Eligible Rural Areas in Oregon (PDF, 40 KB)

Application Information

• Obtaining a B&I Guaranteed Loan with "One-Doc" (PDF, 1.73 MB)
• Obtaining a BI Guarantee for Loans over $600K (PDF, 1.8 MB)

Information for Lenders

• Forms and Tools for B&I Lenders
• Lender Servicing Responsibilities (PDF, 1.68 MB)
• FAQ on Annual Renewal Fees (PDF, 1.66 MB)
• B&I Secondary Market (PDF, 1.95 MB)

Click here to sign up for "Rural Business Loan Program Notices"

and other e-mail alerts for USDA Rural Development programs in Oregon. 

<Go Back to Rural Development Oregon Business & Cooperatives Page