USDA Single Family Housing Programs (SFH) in Oregon
USDA Rural Development's Single Family Housing Programs provide homeownership opportunities to very low-, low- and moderate-income rural residents through several loan, grant and loan guarantee programs. The programs also provide funding for critical repairs to rural homes.
Changes to Housing Eligible Areas:
Changes to housing eligible areas based on 2010 Census data that were scheduled to take effect on October 1, 2014, due to “rural in character” criteria have been postponed until October 1, 2015, by request of the Secretary. Complete applications received before October 1, 2015, will continue to use rural area definitions based on 2010 Census data.
Centralized submission and processing for SFH Guaranteed and Direct home loan applications in Oregon:
USDA Rural Development in Oregon has centralized our Direct and Guaranteed Section 502 SFH programs in order to maximize efficiencies, improve service, and reduce processing times. All applications from around the state are now submitted through a centralized process, rather than through local offices. For application information and contacts, please refer to the appropriate program web page: Section 502 Guaranteed Home Loan OR the Section 502 Direct Home Loan.
Guaranteed Rural Housing Loans:
Section 502 Guaranteed Single Family Housing Loans are originated by approved mortgage lenders to offer qualified moderate income households with affordable home loan financing with a loan guarantee from USDA Rural Development.
Direct Rural Housing Loans:
The Section 502 Direct program provides loans to low- and very low-income households to purchase or repair their existing home.
Mutual Self Help Housing Program:
USDA Rural Development provides grants to qualified nonprofit organizations and public bodies that will aid very low- and low-income individuals and their families to build homes in rural areas by the self-help method. Groups of families work together to build new homes with the coordination of the sponsoring entity and under the supervision of a professional contractor. The families perform roughly 65 percent of the construction work to offset costs. Upon completion of construction, many of the homeowners qualify for a USDA Rural Development home loan for the remaining balance. Contact the Area Office serving your county (see contact list below) for more information.
Home Improvement/Repair Loans & Grants:
Section 504 loans and grants enable very low-income rural homeowners to remove health and safety hazards from their homes, to improve or modernize them, and to make them accessible for people with disabilities.
866-923-5626 extension 1
866-923-5626 extension 2
Oregon State Office
Main Phone Number: (503) 414-3335
TDD: (503) 414-3387
Fax: (855) 824-6182
USDA Rural Development
Attn: Single Family Housing
1201 NE Lloyd Blvd., Ste. 801
Portland, OR 97232-1274
Rod Hansen, Oregon Housing Programs Director
Kate Bateman, SFH Specialist, 502 Guaranteed Loans
Patricia Cousins, SFH Specialist
Susan Nova, SFH Technician
Claudia Vail-Goss, Construction Analyst
Jeffrey Rapp, Appraiser
Norm Schoen, State Architect / State Civil Rights Coordinator
Corey Johnson, SFH Area Specialist
(541) 967-5925 ext. 133
Sheila Raber, SFH Area Specialist
(541) 967-5925 ext. 132
Susan Sauer, SFH Area Technician
(541) 967-5925 Ext. 126
Tisha Scofield, SFH Area Technician
(541) 967-5925 Ext. 102
La Grande Office
Patty Good, SFH Area Specialist
(541) 963-4178 ext. 102
Renee Robinson, SFH Area Technician
(541) 278-8049 ext. 127
Martha Chamberlain, SFH Area Technician
(541) 923-4358 ext. 126
Jennifer Bacigalupo, SFH Area Specialist
(541) 673-0136 ext. 102
Mandie Ellenwood, SFH Area Technician
(541) 673-0136 ext. 100
Helpful Links and Fact Sheets
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