Guaranteed Housing Programs

NOTE: Our current review times are:

Application packages for approval submitted on: 09/4/14
Closing packages for Loan Note Guarantee issuance submitted on: 08/18/14
Loan applications should be submitted to: pagrh@pa.usda.gov

Click here for Submission Policies and Procedures

Transition to Automated Loan Closing for Guaranteed Loans

USDA Rural Develoment has launched a new automated Lender Loan Closing system that enables lenders to more easily and efficiently submit loan closing transactions/packages to the Agency for Single Family Housing Guaranteed Loans. To ensure timely issuance of the Loan Note Guarantee (LNG) to lenders, the Agency is transitioning to a fully electronic loan closing submission process and expects that all lenders will submit loan closing transactions electronically by October 1, 2014.

Click Here to Start Submitting Automated Loan Closings

For assistance with underwriting rules and regulations, please utilize the following resources:

  • For further guidance, special underwriting scenarios or for information on becoming an approved lender, please email us at pagrh@pa.usda.gov.

    Guaranteed Housing Policy & Guidance Memos

  • GRH Underwriting and Loan Closing Documentation Matrix - AN 4699

    Standardized Income, Origination and Closing Templates - AN 4714

    Refinancing Single Family Loans - AN4635

    Adoption of the New Uniform Appraisal Dataset-AN 4601

    Definition of conventional Credit - AN 4594

    Existing Dwelling Inspection Requirements (Acceptable Origination Appraisal Forms) - AN 4476

    In-Ground Swimming Pools - AN 4701

    Lender Charge and Fees - AN 4585

    Outbuilding - AN 4590

  • 1980-21 - Job Aid

    Floodplain Checklist