Guaranteed Housing Programs

NOTE: Our current review times are:

Application packages for approval submitted on: 1/21/15
Closing packages for Loan Note Guarantee issuance submitted on: 12/18/14
Loan applications should be submitted to:

Click here for Submission Policies and Procedures

New 3555 Regulations are Now in Effect

Effective December 1, 2014, the new 3555 regulations have been enacted for use by all lenders. All previous regulations, 1980-D and all previously issued ANs that applied to the guarantee program, are now null and void. We will strive to post the new 3555 forms on this website as they become available to us, however, you can always visit the LINC Training and Resource Library for the most up to date guidance.

Transition to Automated Loan Closing for Guaranteed Loans

USDA Rural Develoment has launched a new automated Lender Loan Closing system that enables lenders to more easily and efficiently submit loan closing transactions/packages to the Agency for Single Family Housing Guaranteed Loans. To ensure timely issuance of the Loan Note Guarantee (LNG) to lenders, the Agency is transitioning to a fully electronic loan closing submission process and expects that all lenders will submit loan closing transactions electronically by October 1, 2014.

Click Here to Start Submitting Automated Loan Closings

Automated submission and issuance of Loan Note Guarantees

Beginning December 1, 2014, all requests for Loan Note Guarantees will be submitted electronically. Please utilize the Lender Loan Closing Document for guidance in this new electronic submittal procedure.

For assistance with underwriting rules and regulations, please utilize the following resources:

  • For further guidance, special underwriting scenarios or for information on becoming an approved lender, please email us at