Single Family Housing Programs

Home funded by USDA Rural Development

Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. Visit the following site for a complete overview: Single Family Housing Programs

Puerto Rico Highlights

2012 Investments  
Guranteed Loans  

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Guaranteed Loan Program

Guaranteed Loan Processing Time- Current turn time in Puerto Rico is 1-2 weeks. Business days exclude weekends (Saturday and Sunday) and all federal holidays. All loan applications are processed in the order they are received. "Rush requests" will not be processed any differently than all other requests. Please schedule processing times accordingly.

Guaranteed Loan - Prohibited Purposes- Properties with income producing potential, as well as with non-essential buildings. Mixed construction properties (wood walls or roof, aluminum/galvanized roof) are not acceptable.  The living area must be completely in concrete. Wood covered terrace, carport are considered non living area and are acceptable.

"Flipping Rule"- USDA does not have a specific guideline regarding how long the subject property must be owned by the seller. It is the lender's responsibility to insure that the appraised value is based on the most current and accurate data available.

A variety of documents for the Single Family Housing Guaranteed Loan program are listed below for your convenience.


Approved Lenders

We are accepting approval files in PDF format into our email Resource Account:

Post-Closing documents will be received in PDF format the following email Resource Account:


The Guarantee Fee check must be delivered to our office properly identified with borrower information.


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