|Feb 28, 2011 --
Over the past 38 years, JoLavae Gunville lived with relatives, her parents, or her younger brother. She dreamed of owning her own home. Gunville is a single mom, hard worker, and very cautious about finances as she didn’t want to go into more debt than she had too.
Through a USDA Rural Development 502 Direct Loan, careful planning and support from Cheyenne River Housing Authority, Gunville’s dream of owning her own home came true. The financing of her home did not come easy as it was a direct purchase of an existing Habitat for Humanity house.
Kimberly A. Claymore, Homebuyer Counselor with the Cheyenne River Housing Authority (CRHA) helped Jo Lavae fill out the Rural Development application. In addition, CRHA provided the home buyer education courses and a down payment assistance grant building Gunville’s capacity to purchase the home.
The owner of the Habitat for Humanity house needed to move because of family obligations and she was a friend of JoLaVae. It was a perfect opportunity to give a family a new home. Repairs were made and Jo Lavae and her children moved into the home in August 2010. State Director Elsie M. Meeks was given a tour of the home and offered, “USDA Rural Development programs such as the 502 Direct Loan provides much needed resources for rural citizens such as Jo Lave. It was the homeowner’s hard work, the diligence of the CRHA, and Rural Development staff that makes the program work and dreams come true.”