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News Release
Release No. STELPRD4010905
ContactVicki Schurman402-437-5563
Printable Version  Printable Version

Gordon, Nebraska, Jun 28, 2011 -- USDA Rural Development Nebraska State Director Maxine Moul and staff celebrated National Homeownership Month today in Gordon, Nebraska with a plaque presentation to Melissa Scott for her achievement of homeownership. This year’s National Homeownership Month’s theme is “Rural Housing/Rural Jobs.”

“I congratulate Melissa on her new role as a homeowner,” said Moul. “A home is not only a financial opportunity but is also an investment to the family and community.”

Melissa Scott and her four children were displaced from their mobile home in Gordon after it sustained significant water damage from a ruptured water heater. The family moved in with Melissa’s parents in Rushville, Nebraska, 15 miles away from the Scott’s home. Because Melissa’s job and the children’s school are in Gordon, the commute became a financial burden due to the increased fuel prices. Thanks to USDA Rural Development’s Direct Housing Loan program, Melissa Scott purchased an affordable 840 square foot bungalow home with four bedrooms in Gordon that is close to the public schools and within walking distance to work.

USDA Rural Development has been very successful in helping rural Nebraska residents to live the American dream of homeownership. Since 1979, Rural Development in Nebraska has assisted more than 19,750 families in becoming homeowners. March 2011 marked a milestone of more than $1 billion of home loans made by the Agency in the state. For Fiscal Year 2011, USDA Rural Development in Nebraska received an allocation of almost $164 million for financing home loan purchases in rural communities.

USDA Rural Development has two loan programs that provide affordable homeownership opportunities to rural Americans: the Single Family Housing Guaranteed Loan program, and the Single Family Housing Direct Loan program. Both these programs allow for 100 percent financing and affordable rates and terms. Eligibility is based on income, acceptable credit and repayment ability and the property must be located in rural areas with populations not exceeding 20,000 but including Norfolk and Columbus. USDA uses sound underwriting criteria to ensure borrowers are able to repay their loans. By doing so USDA Rural Development is helping to keep people in their homes. You can visit the Agency eligibility website at to determine if you are within the established income limit based on the size of household and county and if the property is located within an eligible area.

Housing not only provides a safe home for families, but also generates economic activity through construction jobs and results in direct real estate industry impacts relating to Realtors, banks, title companies, insurance, home furnishing sales, etc. Housing supports communities through an increased tax base and provides an available workforce. Available housing is important in bringing businesses to a community and provides a place “where jobs sleep” and allows families to live in communities where they work and reduce energy costs.

Households interested in homeownership opportunities may contact their local USDA Rural Development office which can be located at: Visit for additional program information.

Last Modified:04/24/2012 
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