Holbrook, Nebraska, Aug 12, 2011 -- See it before and see it now--the home of Donna Dunn in Holbrook, Nebraska, that is. Her home was transformed from energy inefficient in need of maintenance work to a home today that affords a new look and energy savings.
“I am grateful for the help to improve my home, as I plan on living here forever. Others need to be aware of what can be done for people like me on a limited income,” said homeowner Dunn.
Donna lives on a limited monthly income so doing maintenance and making improvements to her home were not feasible. USDA Rural Development was able to assist her with a $7,500 rural home repair grant that was leveraged with HOME funds of $5,853 contributed by the Community Action Partnership of Mid Nebraska in Kearney, Nebraska.
The combined funding installed new windows and doors as well as exterior vinyl siding. Donna today enjoys heating costs reduced by one-half. Also, the fuse box was upgraded to a breaker system, and ground fault circuit interrupter receptacles and new electrical overhead service to the home were installed.
“Homes that are safe, with proper windows and a good roof overhead, efficient heating, and updated electrical components are important to homeowners and to USDA Rural Development. Everyone deserves to live in a safe, affordable, well kept home no matter what their income status,” said Area Specialist Cheryl Larson, USDA Rural Development.
USDA Rural Development, through its Rural Home Repair Loan and Grant program, offers income eligible owner-occupants of a rural home, funding to assist with home repairs. For a grant, the homeowner must be at least 62 years old and be unable to repay a one percent repair loan. Combination loans and grants can be considered. Loans are for a maximum of $20,000 for a term not to exceed 20 years at one percent rate of interest. Loans are made for health and safety and general updating/remodeling of a home whereas grants are used to remove health and safety hazards. Eligible applicants are those homeowners in rural communities with populations of less than 20,000, and the communities of Norfolk and Columbus.
If you are a rural homeowner needing assistance with your home repairs, contact your local USDA Rural Development office listed at http://www.rurdev.usda.gov/ne/Contact_Us.htm or call the Rural Development State Office at (402) 437-5551.