Fresno, CA, Apr 05, 2012 -- As the days grow longer and the weather turns warmer, many homeowners are gearing up to tackle their "to-do" lists which often include home improvements. And for those homeowners in rural Fresno County struggling to pay for necessary repairs, USDA Rural Development offers low-interest loans and grants to help.
Low-interest loans (one percent) are available for up to $20,000 to homeowners of very low income who have limited resources and are unable to receive credit elsewhere. Grants are also available to homeowners age 62 and older and are limited to $7,500. Improvements may include installation or repairs to roofing, siding, and insulation as well as many other improvements to modernize and repair modest homes.
"As family budgets tighten many homeowners put off making repairs to their homes, simply because they can't afford it," said USDA Rural Development State Director Glenda Humiston. "Through our home repair program, we are able to help families with a variety of improvement projects so homes remain safe and sanitary."
Some Fresno County homeowners like Marina Morales of Caruthers, Calif., have already taken advantage of the program. Morales was able to install dual pane windows, security doors and frame, and a new heater, toilet, countertops and sink to her home. Additionally, she improved the safety of her home by using funds to replace old electrical wiring.
To find out more information on the program, or to apply for a home repair loan or grant please contact Liz Vannata at USDA Rural Development (559) 276-7494 ext. 133, 4625 W Jennifer St, Fresno, or by email at firstname.lastname@example.org. USDA Rural Development awards grants and loans year-round to applicants who qualify.
USDA Rural Development administers and manages more than 40 housing, business, and community infrastructure and facility programs as laid out by Congress through a network of 6,100 employees located in 500 national, state and local offices. These programs are designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers and improve the quality of life in rural America. Rural Development has an existing portfolio of more than $125 billion in loans and loan guarantees. More information about USDA Rural Development can be found at www.rurdev.usda.gov/ca.
USDA is an equal opportunity provider, employer and lender. To file a complaint of discrimination write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, or call (800) 795-3272 (voice), or (202) 720-6382 (TDD).