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News Release
Release No. STELPRD4020478
ContactCandice Celestin(315) 399-8393
Printable Version  Printable Version

Syracuse, NY, May 01, 2013 -- USDA Rural Development New York Acting State Director Dave Schermerhorn today announced that funds are available to help repair homes in rural New York. The United States Department of Agriculture (USDA) remains focused on carrying out its mission, despite a time of significant budget uncertainty. Today’s announcement is one part of the Department’s efforts to strengthen the rural economy.

“Improving the quality of life in rural areas is one of Rural Development’s primary goals,” said Schermerhorn. “We are making sure that homes in rural New York are safe, reliable, and energy efficient.”

Funding is available through Rural Development’s Rural Housing Service Section 504 Loan and Grant Home Repair Program. The program offers very-low income homeowners living in eligible rural areas, loans to make general home repairs or modifications, which may improve or modernize a home. The interest rate on these loans is one percent and the maximum term is 20 years. Applicants may obtain multiple loans, with a maximum outstanding loan amount at a given time of $20,000.

To be eligible for home repair loans, an applicant must have the ability to repay the loan, an acceptable credit history, and an income that falls within the very-low income category for the size of their household.

Grants are available to very-low income homeowners age 62 or older who cannot afford a loan. Grants are limited to a lifetime assistance of $7,500 and must be used to remove health and safety hazards or make a home more handicap accessible. To see if you meet the income and property eligibility, please visit .

For more information on the Home Repair Program and other USDA Rural Development programs, please contact the New York State Office at (315) 477-6400 or visit to find a local USDA office.

President Obama’s plan for rural America has brought about historic investment and resulted in stronger rural communities. Under the President’s leadership, these investments in housing, community facilities, businesses, and infrastructure have empowered rural America to continue leading the way – strengthening America’s economy, small towns and rural communities. USDA’s investments in rural communities support the rural way of life that stands as the backbone of our American values. President Obama and Agriculture Secretary Tom Vilsack are committed to a smarter use of Federal resources to foster sustainable economic prosperity and ensure the government is a strong partner for businesses, entrepreneurs, and working families in rural communities.

USDA, through its Rural Development mission area, has a portfolio of programs designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers and improve the quality of life in rural America.

USDA has made a concerted effort to deliver results for the American people, even as USDA implements sequestration – the across-the-board budget reductions mandated under terms of the Budget Control Act. USDA has already undertaken historic efforts since 2009 to save more than $700 million in taxpayer funds through targeted, common-sense budget reductions. These reductions have put USDA in a better position to carry out its mission, while implementing sequester budget reductions in a fair manner that causes as little disruption as possible.

Last Modified:03/20/2014 
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