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USDA Rural Development programs available to private lenders

More than 100 private lenders are helping Tennessee communities grow through participation in our loan guarantee programs. Click on a program below to learn more.

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LENDER-UPDATE: We are currently reviewing TN home loan guarantee applications received 10/20. Loan guarantee applications are reviewed in the order received.

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Housing Loan Guarantees

Commercial Loan Guarantees


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Resources for lenders

Resources for Borrowers & Realtors


Eligible areas:
Changes to the eligible areas map based on 2010 Census data scheduled to take effect Oct. 1, have been changed by passage of the Continuing Appropriations Act, 2014. The new implementation date, barring Congressional action, will be Jan, 15 2014. NOTE: Complete applications received before Jan, 15 2014, will continue to use rural area definitions based on 2000 Census data.


System for Award Management (sam.gov)

SAM is the new, free, streamlined reporting system for USDA and other federal agencies. The consolidated system simplifies the process for loan and grant recipients and makes project tracking more transparent.

SAM replaces the Central Contractor Registration (CCR), Federal Agency Registration (FedReg), Online Representations and Certifications Application (ORCA), and the Excluded Parties List.

More information is at http://sam.gov and frequently Asked Questions/Quick Start

The web addresses for legacy systems will also automatically redirect you to sam.gov.