Federal Guarantees for Rural Home Loans
are available by dialing the
Our home loan guarantees help private lenders safely increase their
investment in mortgages for income-eligible families or individuals buying or
building a home in a qualified rural area.
In order to get the fastest response and program information, please
use the tools below:
EFFECTIVE TUESDAY, SEPT 16, 2014, lender must submit GRH loan
applications with the 0.5 percent annual fee. GUS must show the 0.5
percent annual fee.
We are currently experiencing a
four(4) week turn-time and will be utilizing all SFH staff to
process loan applications. If a lender wants to request the
GUS application be released back to lender to
the annual fee to 0.5%, you will not
lose your place in line.
However, the lender must
resubmit a new signed 1980-21 (lender and applicant).
For additional docs for a GUS REFER or random selection FULL DOCS (
new signed 1980-21, signed 1008, and 1003). The applicant must
qualify for the loan at the increased annual fee. The updated loan documents must be submitted to the
GRH Intake e-mail box at:
Lenders are to include in the e-mail � �ANNUAL
FEE INCREASE-1980-21 APPLICATION RESUBMISSION�. This will alert our Intake loan technicians to review
our tracking system for the pending loan application.
General questions may be forwarded to our SFH inquiry mail box
between the hours of 9AM and 2PM EST at SFHHelp@va.usda.gov
Click here for
RHS electronic services for
loan status and default status reporting.
HERE TO ELECTRONICALLY SUBMIT PACKAGES to your local servicing office
Why does Rural Development make home loan guarantees?
Home Ownership Strengthens Communities. A good home is more than just a roof
overhead. Homes are the cornerstone of our communities. They help families
achieve economic stability and build savings over time that can help meet needs
like education and retirement. Rural Development programs ensure Americans
living in rural areas have access to affordable, well-built homes near jobs,
schools, healthcare and public services.
For more information on this program, reference