Lender Guide
Federal Guarantees for Rural Home Loans

Status updates are available by dialing the GRH Hotline 804-287-1598.

 

Our home loan guarantees help private lenders safely increase their investment in mortgages for income-eligible families or individuals buying or building a home in a qualified rural area.

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In order to get the fastest response and program information, please use the tools below:

MESSAGE ALERT 

EFFECTIVE TUESDAY, SEPT 16, 2014, lenders must submit GRH loan applications with the 0.5 percent annual fee. GUS must show the 0.5 percent annual fee.  Loan documents must be submitted to the GRH Intake e-mail box at RD.VAGRHIntake@va.usda.gov.

 

General questions may be forwarded to our SFH inquiry mail box at SFHHelp@va.usda.gov

Click here for Q&As

Guaranteed Lenders/Partners
RHS electronic services for loan status and default status reporting.

CLICK HERE TO ELECTRONICALLY SUBMIT PACKAGES to your local servicing office

Why does Rural Development make home loan guarantees?
Home Ownership Strengthens Communities. A good home is more than just a roof overhead. Homes are the cornerstone of our communities. They help families achieve economic stability and build savings over time that can help meet needs like education and retirement. Rural Development programs ensure Americans living in rural areas have access to affordable, well-built homes near jobs, schools, healthcare and public services.  

For more information on this program, reference http://www.rurdev.usda.gov/HAD-Guaranteed_Housing_Loans.html