GRH Loan Origination and Servicing Handbook

Welcome to the Wisconsin USDA Rural Development's online handbook for the Guaranteed Rural Housing (GRH) loan program. Information regarding the GRH loan program is organized by topic as indicated below. Lenders and interested individuals will find general program information in the brochure located in the GRH Resource Materials section. Simply click on the topic you are interested in to learn more about the GRH loan program. Please direct any comments that you have regarding this automated handbook to the Single Family Housing section of our State Office by calling (866) 474-3600. Note that a CD version of this handbook is also available and can be obtained by contacting us.

GRH Loan Origination and Underwriting:

• Adjusted Annual Income Calculation Worksheet
• Administrative Notices (ANs) for Origination and Underwriting
• Alternative Documentation FAQ
• CAIVRS Information
• Existing Dwelling Certification (Optional Form)
• Form RD 1980-18 - Conditional Commitment For Single Family Housing Loan Guarantee
• Form RD 1980-19 - Guaranteed Loan Closing Report
• Form RD 1980-21 - Request for SFH Loan Guarantee
• Form RD 1980-86 - Request for Reservation of Funds (Optional Form)
• Form RD WI 1980-12 - GRH Loan Application Routing / Cover Sheet for Loan Originators
• GRH Fee Calculator
• GRH Loan Application Processing Checklist
• GRH Loan Closing Package Checklist
• GRH Loan Pre-Approval Processing Checklist
• GRH Originator Manual
• GRH Refinancing Chart
• New Construction Documentation (Including Manufactured Homes)
• Self Employed Borrower Income Analysis: Cash Flow and Comparative Income
• Telephone Confirmation of Employment (Alt. Doc.)
• Waiver Request Form (Credit, Ratio, Payment Shock)
• WI Income Limits for Single Family Housing Guaranteed Loans

Guaranteed Underwriting System (GUS):

• GUS Participating Lender Contact Sheet If you would like to become a GUS approved lender, complete this spreadsheet and e-mail the completed copy to RD.SFH.SO@wi.usda.gov.
• GUS Quick Pages Training Lender
• Adding Users to GUS
• GUS Feedback Matrix for Lenders
• Microsoft Internet Explorer 8 Compatibility View
• GUS Lender User Guide

Loan Servicing and Loss Claims:

• Administrative Notices (ANs) for Loan Servicing and Loss Claims
• Loss Claim and Future Recovery Processing

GRH Resource Materials:

• Brochure - EPA Lead in Your Home
• EPA Water Quality Standards
• RD Instruction 1980-D
• Septic Inspection Report (Sample)
• Shared Well Agreement
• Well Inspection Report (Sample)
• WI Area Office Map
• WI Areas Ineligible for Housing Programs
• WI Income Limits for Single Family Housing Guaranteed Loans
• Wisconsin Guaranteed RH Loan Program FY 2007 Activity
• Wisconsin Guaranteed RH Loan Program Total Loans

GRH Outreach and Marketing Materials:

• Brochure - Getting to Know Rural Development Financing Futures
• Brochure - GRH Loan Program
• Brochure - Single Family Housing Programs
• GRH Yard Sign (Template for Lenders and Realtors to Use)
• Sample GRH Program AD Slick (Template for Lenders to Use)
• Sample GRH Program Lender Flyer 2 (Template for Lenders to Use)
• Sample GRH Program Lender Flyer 3 (Template for Lenders to Use)
• Sample GRH Program Lender Flyer Trifold (Template for Lenders to Use)
• Sample GRH Program Lender Insert (Template for Lenders to Use)

Lender Information:

• Nationally Approved GRH Lenders
• Basic Trading Partners Agreement (BTPA)
• Electronic Reporting Information (includes addendums B and D to BTPA)
• Form RD 1980-16 - Lenders Agreement
• Lender Approval Processing Checklist
• WI Approved GRH Lenders