
Housing and Community Facilities Programs
SINGLE FAMILY HOUSING
USDA Rural Development makes loans and grants to provide rural residents with safe and affordable homes. Eligibility is based on adjusted household income. Section 502 Direct Loans are available to low and very low income applicants. Section 502 Guaranteed loans, made by mortgage lenders, are available to moderate income applicants. Section 504 Repair Loans and Grants are available to very low income homeowners.
Contact: Area Office
MULTI-FAMILY HOUSING
Rural Rental Housing loans are made to finance apartment style housing. Loans can be made to individuals, public agencies, cooperatives and profit and nonprofit corporations. Apartments can be rented to low, very low and moderate income households, including elderly.
FY 2009 Alabama Designated Places List for Section 515 New Construction Loans (PDF)
Contact: Anne Chavers Anne.Chavers@al.usda.gov (334) 279-3454
COMMUNITY FACILITIES
Community Facilities loans and grants are made to build or improve essential public facilities in areas or towns of not more than 20,000 population. Eligible applicants include government or non-profit organizations and federally recognized Indian tribes. Examples of loan purposes include health care facilities, nursing homes, daycare centers, public safety facilities and equipment, community buildings and educational facilities.
Contact: Area Office
Please send comments or suggestions to: beverly.helton@al.usda.gov