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  United States Department of Agriculture
  Rural Development - Alabama


Housing and Community Facilities Programs

SINGLE FAMILY HOUSING

USDA Rural Development makes loans and grants to provide rural residents with safe and affordable homes. Eligibility is based on adjusted household income. Section 502 Direct Loans are available to low and very low income applicants. Section 502 Guaranteed loans, made by mortgage lenders, are available to moderate income applicants. Section 504 Repair Loans and Grants are available to very low income homeowners.

Contact:  Area Office

MULTI-FAMILY HOUSING

Rural Rental Housing loans are made to finance apartment style housing. Loans can be made to individuals, public agencies, cooperatives and profit and nonprofit corporations. Apartments can be rented to low, very low and moderate income households, including elderly.

FY 2009 Alabama Designated Places List for Section 515 New Construction Loans (PDF)

Contact:  Anne Chavers     Anne.Chavers@al.usda.gov     (334) 279-3454

COMMUNITY FACILITIES

Community Facilities loans and grants are made to build or improve essential public facilities in areas or towns of not more than 20,000 population. Eligible applicants include government or non-profit organizations and federally recognized Indian tribes. Examples of loan purposes include health care facilities, nursing homes, daycare centers, public safety facilities and equipment, community buildings and educational facilities.

Contact:  Area Office

 


       Please send comments or suggestions to:  beverly.helton@al.usda.gov