Florida/Virgin Islands
Rural Housing Programs
"Building Communities from the Ground Up"

      Single Family Housing

The Rural Housing Program
is a significant part of the Rural Development mission area of USDA. 
We are committed to assisting those families and individuals in Florida with their needs for decent, safe, sanitary, and affordable housing.

Click Here: Home Buyer Education Class Presentation on PowerPoint 

Section 502 Program - Guaranteed
The loan guarantee program provides guarantees to lenders. Lenders may approve loans up to 100 percent
of the appraised value for moderate income applicants. An approved lender originates the loan and
the agency will guarantee 90 percent of the mortgage. 
  Loan Income Limits  Eligible Areas

Section 502 Program -Direct
A single family housing direct loan program that provides opportunities for very low- and low-income
families and individuals to purchase or construct their own home with a direct loan from
Rural Development. The homeowner's monthly mortgage payment is based on income. 
Loan Income Limits  Eligible Areas

Section 504 Program-Direct Loans and Grants
 The loan and grant program can assist qualified very low-income homeowners to make repairs to improve
or modernize their home, to make their homes safer and sanitary or to remove health and safety hazards.
Grants are available for repairs that remove health or safety hazards to qualified applicants 62 years
of age or older.  Loan Income Limits  Eligible Areas

 

State Office Contact Information

What Office Serves My County?

Guaranteed Residential Loans
Florida

Guaranteed Rural Housing 
National Regulations

Single Family Housing
National Regulations

National Homepage
Eligible Areas