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Georgia


Single Family Housing Programs


Single Family Housing Programs provide homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs.  The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.  Visit the following site for a complete overview: Single Family Housing Programs

Information for Realtors

Information for Builders

January 9, 2015

Implementation of New Rural Eligibility Maps

 On December 16, 2014, President Barack Obama signed into law H.R. 83, the Consolidated and Further Continuing Appropriations Act, 2015 (Act), which provides fiscal year 2015 full-year appropriations through September 30, 2015, for all agencies except the Department of Homeland Security. With the signing of this Act, Rural Development will implement the eligibility maps in accordance with the Agricultural Act of 2014, Pub. L. 113-79 (“Farm Bill”) on February 2, 2015.

This change will affect only those areas where the population exceeds 35,000 and/or any city which was ineligible prior to 1990 has annexed new areas. If the city is not addressed below and is currently ineligible on the USDA, Rural Development property eligibility website, it will remain ineligible (see http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do ).

The new rural area maps are published under “Future Eligible Areas” on the Property and Income Eligibility website (http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do) will become effective on Monday, February 2, 2015 (barring Congressional action that extends current eligible areas).

A “complete” loan guarantee request (application) received by the RHS, prior to February 2, 2015, will not be subject to the new rural area designations/maps that become effective on February 2, 2015 (barring Congressional action that extends current eligible areas).  These applications will remain subject to current eligibility maps. 

A "complete" loan guarantee request received by the RHS, on or after February 2, 2015, will be subject to the new rural area designations/maps.  

Ineligible Areas (effective February 2, 2015)

NEW REGULATION, TECHNICAL HANDBOOK AND RESPECTIVE FORMS PUBLISHED:  7 CFR Part 3555 

 

On December 1, 2014 the 7 Code of Federal Regulations (CFR) Part 3555, “Single Family Housing Guaranteed Loan Program” (SFHGLP) became effective, replacing 7 CFR 1980 Subpart D.  The Regulation, Technical Handbook, and respective Forms can be found at the USDA Rural Development's Regulation and Guidance page.

 7 CFR Part 3555 sets forth policies for the SFHGLP.  It addresses the requirements of Section 502(h) of the Housing Act of 1949, as amended, and includes policies regarding the origination, servicing, holding and liquidation of SFHGLP loans. 

 All new loan applications received by USDA on or after December 1, 2014 are subject to the requirements of 7 CFR 3555. 

 Origination and Servicing training sessions have been recorded and can be found at https://www.webcaster4.com/Webcast/ListenPage?companyId=694&webcastId=6596 and https://www.webcaster4.com/Webcast/ListenPage?companyId=694&webcastId=6630 respectively.  Future training opportunities will be announced through electronic Listserv notifications. 

 Should you have any questions, please contact the Single Family Housing Guaranteed Loan Division at 202-720-1452 or the Centralized Servicing Center at 866-550-5887.


Information for Applicants:


Information for Lenders:

Guaranteed Loan File Reviewing Status

Georgia Rural Development's typical turn time for conditional commitments is 3-10 business days from the date the complete file is received from the lender.

 

All Files (GUS Accept, GUS Full Doc, GUS Refers, Manuals and Refi’s) for origination should be emailed to ra.gagrh@ga.usda.gov   Read your GUS Findings. Submit required documentation

 

All Loan Note Guarantee requests (closing files) should be emailed to ra.grhclosings@ga.usda.gov

We are currently receiving 20 to 30 files per day to review and process. NO rush request will be accepted. The files are reviewed in date/time order the complete file is received. The person within your company that sends the origination package will get a confirmation email of the date/time the package was accepted by Rural Development. You can then determine where your file is in the review line based on the current day we are reviewing (posted in red below). Please keep the phone calls/emails to RD for the underwriter only. Continuous update request through email/phone calls takes away from the review time and delays review time for your file as well as other files. Thanks for your business, patience and understanding.

 

Reviewing Status, On Friday, January 23, 2015:  We are currently reviewing files received on January 12, 2015. 

You can also call 706-546-2169 x1 if this site has not been updated to check current turn times. Our normal turn time is at least 10 business days from the date we received the complete application. Holidays and other circumstances may extend our current turn times.


Guaranteed Documents for Lenders

Guarantee Fee and Annual Fee Info:

 

Lender File Submissions:

 

GA Income Limits:

 

GUS User Guides:

 

 

 
 
See Also
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Unselected BulletGeorgia Rural Development Home Page
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Unselected BulletGeorgia Business and Cooperatives Programs Division
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Unselected BulletGeorgia Rural Energy for America Program
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Unselected BulletGeorgia Community Facilities Programs Division
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Unselected BulletGeorgia Water and Environmental Programs Division
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Unselected BulletGeorgia Single Family Housing Programs Division
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Unselected BulletIncome and Property Eligibility
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Unselected BulletGeorgia Multi-Family Housing Programs Division
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Unselected BulletGeorgia State Director's Page
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Unselected BulletGeorgia Rural Development StrikeForce Initiative
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Unselected BulletIntergovernmental Review Procedures
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Last Modified:01/23/2015 
 
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