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COMMUNITY FACILITIES LOANS
RHS is able to make or guarantee loans which will develop essential community facilities including health care, public safety and public service (i.e. hospitals, clinics, police and fire stations, schools, and child care centers) in rural areas and towns up to 20,000 in population. Loans made and serviced by lenders such as banks, savings and loans, mortgage companies which are part of bank holding companies, banks of the Farm Credit System, or insurance companies may be guaranteed by RHS. RHS guarantee may be made up to 90 percent of any loss of interest or principal on the loan. Normally, guarantees will not exceed 90 percent. Direct loans may be made to applicants who are unable to obtain commercial credit.

COMMUNITY FACILITIES GRANTS
Community Facilities (CF) grants can be used to assist poor rural areas and towns with a population of up to 20,000 in developing essential public community facilities. Grant funds may be used to supplement financial assistance authorized in the Community Facilities Loans, Fire and Rescue Loans, and Community Facilities Guaranteed Loans. Grant assistance may be available for up to 75 percent of project costs and may be limited by the State's annual allocation.

FOR ADDITIONAL INFORMATION, PLEASE CONTACT:

USDA, Rural Development        Thao Khamoui - RHS Program Director             
Hawaii State Office            Telephone: (808) 933-8309
Room 311, Federal Building     FAX:       (808) 933-8327
154 Waianuenue Avenue          E-Mail: thao.khamoui@hi.usda.gov
Hilo, HI  96720                     
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Revised on: 3/15/02