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Housing Programs

Housing Program loans and grants provide rural residents with decent, safe, sanitary housing and community facilities, which are indispensible to rural communities. These programs help finance new or improved housing to over 65,000 moderate, low or very-low income families each year. These programs provide financing - with no down payment, at favorable rates and terms - either through a direct loan or with a loan from a private financial institution which is guaranteed. Financing is available for modest housing that meets government-observed development standards and agency-established thermal requirements.


Find Out if You are Eligible for a Rural Development Housing Loan

Guaranteed Rural Housing Loans

Direct Section 502 Rural Housing Loans

Direct Section 502 Mutual Self-Help Housing Loans

Direct Section 504 Rural Housing Loans and Grants

Direct Section 515 Rural Rental Housing Loans

Guaranteed Section 538 Rural Rental Housing

Homes for Sale



Community Programs


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Please send any comments or suggestions to:
keith.bastow@ia.usda.gov
Iowa Rural Development
Revised on: June 15, 2004