FY 2009 Million $ Lenders

AMCORE Bank American Bank& Trust Company American Southwest Mortgage Corporation Apple River State  Bank Associated Bank Bank& Trust Company Bank of America Bank of Edwardsville Bank of Pontiac Bank of Rantoul Banterra Bank Bradford National Bank Brimfield Bank Brown County State  Bank Busey Bank Byron Bank Capaha Bank Castle Bank NA Central Bank Illinois Centrue Bank Cherry Creek Mortgage Citizens Equity First Credit Union Citizens First National Bank Citizens National Bank of Paris Citizens State Bank Community Banc Mortgage CORP Community State Bank DeWitt Savings Bank Draper & Kramer Mortgage Corporation Farmers & Mechanics Bank Farmers National Bank of Griggsville Farmers State Bank - Pittsfield Farmers State Bank of Fulton County Fifth Third Mortgage Company First Bank & Trust First Bank Mortgage First Bankers Trust Company First Federal S&L of Shelbyville First Federal Savings Bank - Ottawa First Financial Bank, NA First MID-Illinois Bank & Trust First National Bank First National Bank and Trust - Rochelle First National Bank of Dietrich First National Bank of Vandalia First Neighbor Bank, NA First Robinson Savings Bank First State  Bank - Beecher City First State  Bank - Mendota First State  Bank of Monticello Firstco Mortgage Corporation Flagstar Bank Freestar Bank

Grundy Bank GSF Mortgage Corporation Guaranteed Rate Inc. Heartland Bank & Trust Herget National Bank Heritage Bank of Central Illinois Homestar Bank IberiaBank Mortgage Company Illini Bank Illinois National Bank Jacksonville Savings Bank JP Morgan Chase Bank, N.A. Kent Bank Longview State Bank Marine Bank Marine Bank & Trust Mazon State Bank Mercantile Bank Metlife Bank, N.A. MID America Mortgage Services of IL, Inc. Midcountry Bank Midland Stat Bank Mortgage Services III, LLC Murphy Wall State Bank & Trust Company National Bank - Hillsboro National City Mortgage Old National Bank Old Second Mortgage Peoples Bank & Trust Peoples National Bank Peru Federal Savings Bank Prairie State  Bank & Trust Pulaski Bank Regions Bank D/B/A Regions Mortgage Sauk Valley Bank AND Trust Company South Central Illinois  Mortgage State Bank of Chrisman State Bank of Lincoln State Bank of Paw Paw Sterling Federal Bank FSB Stillman Banccorp NA Taylor, Bean & Whitaker Mortgage Corporation Teutopolis State  Bank The Bank of Marion The National Bank Town & Country Banc Mortgage Services Union Savings Bank United Community Bank US Bank Valley Bank Wells Fargo Bank N.A. WinTrust Mortgage Corporation

100% Financing	No Monthly Mortgage Insurance
Flexible Credit Standards	Expanded Qualifying Ratios
Competitive fixed interest rates	No Maximum Purchase Price
Generous Income Limits

Guaranteed Rural Housing Loans are available to assist eligible households with incomes that do not exceed 115% of median income for the area. The program provides up to 100% financing for moderate-income applicants. This eliminates the need for down payment and private Mortgage insurance. Customers receive competitive 30-year loans with fixed interest rates. They work with local community lenders, using conventional lender's forms and receive quick service.

For more information about the Illinois  Guaranteed Rural Housing Program, contact a
Rural Development Local Office near you.

For more information about becoming an approved lender, please contact:
Lindsey Rademacher
Illinois  State  Office
2118 W. Park Court, Suite A
(217) 403-6216
Lindsey.Rademacher@il.usda.gov

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