Guaranteed Rural Housing

Our hat is off to the 278 lenders who partnered with USDA Rural Development to help Illinois set a new record! Without your support and dedication we could not have such a highly successful program. Thank you for your hard work and for continuing to CHOOSE 100% GUARANTEED FINANCING FIRST!

Thank you for making the Illinois program so successful and we look forward to serving you in FY09!

Congratulations to our 2008 Million Dollar Lenders

Advanced Mortgage of Peoria Inc.
Allied Home Mortgage Capital Corporation
Amcore Bank N.A.
American Mortgage Lending, Inc.
Apple River State Bank
ASAP Mortgage, Inc.
Associated Capital Mortgage
Bank & Trust Company
Bank of Edwardsville
Bank of Pontiac
Bank of Rantoul
Banterra Bank
Bradford National Bank
Brimfield Bank
Brown County State Bank
Busey Bank
Byron Bank
Central Bank Illinois
Central Bank
Cherry Creek Mortgage
Citizens Equity First Credit Union
Citizens First National Bank
Community State Bank
Countrywide Bank, FSB
Draper & Kramer DBA First Advantage Mortgage
Eagle Mortgage Brokerage, Inc.
Fairway Independent Mortgage Corporation
Farmers National Bank of Griggsville
Farmers State Bank - Pittsfield
Farmers State Bank of Fulton County
Fifth Third Bank
First Bankers Trust Company
First Federal Savings Bank - Ottawa
First Financial Bank, NA
First Mid-Illinois Bank & Trust
First National Bank and Trust - Rochelle
First National Bank IN Olney
First National Bank of Ottawa
First Robinson Savings Bank NA
First Company Mortgage Corporation
Flagstar Bank
Gershman Investment Corporation
Global State Mortgage
Grundy Bank
HeartLand Bank & Trust

Heritage Bank of Central Illinois
Homestar Bank
Illinois National Bank
Indigo Financial Group, Inc.
Jacksonville Savings Bank
JP Morgan Chase Bank, N.A.
Marine Bank
Marine Bank & Trust
Mazon State Bank
Mid America Mortgage Services of IL, Inc.
Mid America National Bank
Midland State S Bank
MONEYWORK$
Mortgage Makers
Mortgage One Services
Mortgage Services III, LLC
Murphy-Wall State Bank & Trust Company
National Bank - Hillsboro
National City Mortgage
Old National Bank
Old Second Mortgage
Paris First Bank / State Bank of Chrisman
Peoples Bank & Trust of Pana
Peoples National Bank
Peru Federal Savings Bank
Prairie State Bank & Trust
Princeville State Bank
Pulaski Mortgage Company DBA Bankers HL
Regions Bank DBA Regions Mortgage
Sauk Valley Bank and Trust Company
South Central Illinois Mortgage
State Bank of Lincoln
State Street Mortgage and Loan Company
Sterling Federal Bank FSB
Stillman Banccorp., NA
Summit First Financial, LLC
Taylor, Bean & Whitaker Mortgage Company
Teutopolis State Bank
The Bank of Marion
Town & Country Banc Mortgage Services
Union Savings Bank
United Community Bank
US Bank
Wells Fargo Home Mortgage
Wykoff Mortgage Services

100% Financing	No Monthly Mortgage Insurance
Flexible Credit Standards	Expanded Qualifying Ratios
Competitive fixed interest rates	No Maximum Purchase Price
Generous Income Limits

Guaranteed Rural Housing Loans are available to assist eligible households with incomes that do not exceed 115% of median income for the area. The program provides up to 100% financing for moderate-income applicants. This eliminates the need for down payment and private mortgage insurance. Customers receive competitive 30-year loans with fixed interest rates. They work with local community lenders, using conventional lender's forms and receive quick service.

For more information about the Illinois Guaranteed Rural Housing Program, contact a
Rural Development Local Office near you.

For more information about becoming an approved lender, please contact:
Lindsey Rademacher
Illinois State Office
2118 W. Park Court, Suite A
(217) 403-6216
Lindsey.Rademacher@il.usda.gov

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Page updated: July, 2009
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