Single Family Home Ownership Guaranteed Loan:
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PURPOSE
The Single Family Home Ownership Guaranteed Loan Program provides home loan guarantees to qualified applicants for the purpose of purchasing safe, affordable homes.
ELIGIBILITY
Families in very-low, low & moderate income (115% of Median Household Income) areas
FUND USE
Purchase new or existing homes of modest price & design
RATES
Fixed interest rate
TERMS OF REPAYMENT
Loans are 30 year, fixed rate loans
MAXIMUM AMOUNTS
Up to 100% of market value with no loan limit
FEES
1.75% Guarantee fee charged to lender
RESTRICTIONS
Rural areas, municipalities, towns, & cities maximum population – Less than 25,000
APPLY TODAY
To get started
building your future today, contact your Rural Development Local Office to fill
out a Single Family Home Ownership
Guaranteed Loan Program Application to begin the approval process