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New Jersey

Rural Housing Staff
(856) 787-7700

George R. Hyatt, Jr.Director, Rural Housing Programs
george.hyatt@nj.usda.gov
Howard HendersonRural Development Manager
howard.henderson@nj.usda.gov

Single Family Housing Staff
(856) 787-7730

Neal A. Hayes, Jr.Guaranteed Loan Specialist
neal.hayes@nj.usda.gov
Barry GruberSFH Loan Specialist
barry.gruber@nj.usda.gov
Elizabeth A. BankoSFH Loan Technician
elizabeth.banko@nj.usda.gov
Helen WurstLoan Servicing Technician
helen.wurst@nj.usda.gov

Multi-Family Housing Staff
(856) 787-7740

Nancy A. KearsMFH Coordinator
nancy.kears@nj.usda.gov
Donna L. O'BrienMFH Loan Servicing Specialist
donna.obrien@nj.usda.gov
David SchmidtMFH Loan Servicing Specialist
david.schmidt@nj.usda.gov
Harriet BronsteinMFH Automation Specialist
harriet.bronstein@nj.usda.gov
Lorraine DunnMFH Loan Technician
lorraine.dunn@nj.usda.gov
Beverly BeattyMFH Technician
beverly.beatty@nj.usda.gov




Property Management Staff
(856) 205-1225

Christine SchmelzleProperty Management Specialist
christine.schmelzle@nj.usda.gov
Lorraine KraniotisProperty Management Technician
lorraine.kraniotis@nj.usda.gov

State Program Support Staff

Ramzi HimaiaEngineer
ramzi.himaia@nj.usda.gov(856) 787-7764
Winrow N. HendersonArchitect
winrow.henderson@nj.usda.gov(856) 787-7765
William J. KennedyAppraiser
william.kennedy@nj.usda.gov(856) 787-7763