Approved Lenders
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The lenders listed below are approved to handle rural housing loans initiated through the USDA Office of Rural Development.
Click on the first letter of your city name to find a local contact.



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Please note: Financial institutions listed are main offices.
Branches in your area may also participate, contact the main office for details.

Organization Name First Name Last Name Address City State Postal Code Work Phone Fax Number
First National Bank of Ada Kay Wynn PO Box 669 Ada OK 74821-0669 (580) 332-5132 (580) 436-8307
Stockmans Bank Sherri Ross POB 8086; 3421 N. Main Altus OK 73521-8086 (580) 477-2222 (580) 477-3951
National Bank of Commerce Betty J. Reed P.O. Box 598 Altus OK 73522- (580) 477-1100 (580) 477-1634
First National Bank Tony Winters Box 458 Antlers OK 74523-0458 (580) 298-3368 (580) 298-3751
Farmers Exchange Bank Bill Piester P.O. Box 548 Antlers OK 74523-0548 (580) 298-5584  
American National Bank Mortgage Loans P.O. Box 5009 Ardmore OK 73403-5009 (580) 226-6222 (580) 223-2624
Atoka State Bank Don Barnard P.O.Box 718 Atoka OK 74525- (580) 889-3375 (580) 889-5731
Temple Inland Mortgage Carol Carpenter 1300 S. Mopac Austin TX 78746- (512) 434-8074 (521) 434-8077
Home Loan Corporation James Palmer 7800 N. Mopac, Ste. 315 Austin TX 78759-8959 (512) 794-8386 (512) 794-9404
First Security Bank Barbara Glascock PO Box 947 Beaver OK 73932-0947 (580) 625-4500 (580) 625-3265
Spirit Bank Walter J. Baker 601 N. Main Bristow OK 74010- (918) 367-3311 (918) 367-3131
Community Bank Tonya M. White P.O. Box 1020 Bristow Ok 74010-1020 (918) 367-3343 (918) 367-5549
1st Bank & Trust Shirley Potts 710 S. Park Drive Broken Bow OK 74728-3999 (580) 584-9123 (580) 584-3880
First Bank of Chandler Lisa J. Mileham P.O. Box 218 Chandler Ok 74834-0218 (405) 258-1210 (405) 258-2026
Peoples National Bank Robert B. Jennings P.O. Box 324 Checotah OK 74426-0324 (918) 473-2237 (918) 473-2368
The First National Bank of Chelsea Linda Littleton P.O. Box 9 Chelsea OK 74016- (918) 789-2581 (918) 789-2315
Alfalfa County Bank Dirk Bagenstos PO Box 227 Cherokee OK 73728-0227 (580) 596-3337 (580) 596-2545
Chickasha Bank & Trust Co. Marilyn Mallouf PO Box 1307 Chickasha OK 73023-1307 (405) 222-0550 (405) 222-3833
Washita Mortgage, Inc. Marilyn Mallouf PO Box 1627 Chickasha OK 73023-1627 (405) 224-5626 (405) 222-0010
RCB Bank Al King P.O. Box 189 Claremore OK 74018- (918) 341-6150 (918) 341-0839
First Bank Claremore Peggy J. Lester P.O. Box 888 Claremore OK 74018-0888 (918) 341-7100  
First National Bank & Trust Co. David Moore PO Box 9 Clinton OK 73601-0009 (580) 323-2311 (580) 323-4327
Oklahoma Bank & Trust CO. Jerry Purintun PO Box 99 Clinton OK 73601-0099 (580) 323-2345 (580) 323-0018
First National Bank of Coweta Pam Morris P.O. Box 600 Coweta Ok 74429-0600 (918) 486-6561 (918) 486-3231
Farmers & Merchants Bank Barry Anderson PO Box 295 Crescent OK 73028-0295 (405) 969-2814 (405) 969-3704
Sunbelt National Mortgage Corp. Nancy Snowden 2974 LBJ Freeway Dallas TX 75234-7699    
First National Bank of Davis W.A. "Dub" Moore PO Box 750 Davis OK 73030-0750 (580) 369-2325 (580) 369-5224
American Investment Mortgage, Inc. Ernest Purefory 4441 S.E. 29th St. Del City OK 73115- (405) 677-4663 (405) 670-0331
AMQUEST Bank Jim McFarlin PO Box 1468 Duncan OK 73534- (580) 252-1800 (580) 252-1813
First Bank & Trust Co. Stephanie Spruiell PO Box 580 Duncan OK 73534-0580 (580) 255-1810 (580) 255-3329
Legacy Bank Julie Kendall Box 1047, 1015 W. Main St. Duncan OK 73534-1047 (580) 252-4400 (580) 255-8074
First United Bank & Trust Co. Janet McCollum P.O. Box 130 Durant OK 74702-0130 (580) 924-2211 (580) 920-2430
Spurr Mortgage Harold Spurr 2000 E. 15th, Building 100, 2nd Floor Edmond OK 73013- (405) 348-9919 (405) 348-6717
American Capitol Mortgage Co., Inc. Richard Carrington 3200 E. Memorial Edmond OK 73013- (405) 478-1000 (405) 478-1699
First National Bank & Trust Co. Robert Lakey PO Box 669 Elk City OK 73648-0669 (580) 225-2580 (580) 243-1118
Central National Bank/MLD Robert Anderson PO Box 3448 Enid OK 73702-3448 (580) 233-3535 (580) 249-5939
Farmers & Merchants National Bank Pat Regier PO Box 493 Fairview OK 73737-0493 (580) 227-3773 (580) 227-2910
Pulaski Mortgage Company Becky Stegall 3782 N. Front St. Fayetteville AR 72703- (501) 444-8222 (501) 444-9959
Federal Savings Bank Home Loan   P.O. Box 1268 Fort Smith AR 72902- (501) 782-8901 (501) 783-1956
Benefit Bank Stephen Echol PO Box 10750 Fort Smith AR 72903- (501) 484-7000 (501) 484-7007
Cambridge Mortgage Corp. Janice King 5608 Malvey Ave., Ste. 305 Fort Worth TX 76107-5162 (817) 831-9700 (817) 831-6447
TexasBank Sherry Hall 2525 Ridgmar Blvd. Fort Worth TX 76116- (817) 735-0900 (817) 735-0909
Bank of the Ozarks Tammy Stout P.O. Box 3008 Ft. Smith AR 72913-3008 (501) 709-0900 (501) 709-0922
NWARIDC Luther A. Reed P.O. Box 3325 Ft.Smith AR 72913-3325 (501) 782-5959 (501) 782-9669
Apple Financial Corp. Scott Selzer 1135 College Drive, Suite I-4 Garden City KS 67846- (316) 275-9234  
Grand Federal Savings Bank Larry Smith Box 1809 Grove OK 74344- (918) 786-2203 (918) 786-4761
First Capital Bank Bob Weaver PO Box 520 Guthrie OK 73044-0520 (405) 282-0470 (405) 282-7506
Bank of the Panhandle   Mortgage Loans PO Box 2180 Guyman OK 73942- (580) 338-2593 (580) 338-8017
First State Bank Connie Park PO Box 1104 Harrah OK 73045-1104 (405) 454-6216 (405) 454-6219
Home State Bank James Rudkins PO Box 111 Hobart OK 73651- (580) 726-3311 (580) 726-3116
Great Plains National Bank Pam Patrick PO Box 473 Hollis OK 73550- (580) 688-3323 (580) 688-9178
Harbor Financial Mortgage Corp. Daphne Burris 340 N. Sam Houston Pkwy. E., Ste. 100 Houston TX 77060- (713) 931-1771 (713) 931-7013
Security First National Bank Martin Tucker P.O. Box 729 Hugo OK 74743-0729 (580) 326-9641 (580) 326-5477
Ameritex Residential Mortgage, Inc. Gregory S. Preston 117 E. Harwood Rd. Hurst TX 76054- (817) 577-7200 (817) 577-7210
Delaware County Bank Owen Butler PO Box 448 Jay OK 74346-0448 (918) 253-4235 (918) 253-8893
First Home Mortgage, Inc. Nina Thorne 2915 S. Caraway Jonesboro AR 72401- (501) 932-6693 (870) 932-6772
Citizens Mortgage Co., Inc. Mary Evans 705 Illinois, Ste. 6A Joplin MO 64801- (417) 782-8707 (417) 782-3138
Crawford Mortgage, Inc. Debi Love 2906 S. Main St. Joplin MO 64804- (417) 623-0299 (417) 623-3511
Alan Mortgage Co., Inc. Dolores Huegel 309 SW 11th St., Suite 106 Lawton OK 73501- (580) 357-9004 (580) 357-9009
First Commercial Bank Gail Strickland 2306 Cache Rd. Lawton OK 73502- (580) 248-7000 (580) 248-9496
Citizens Bank Gail Strickland PO Box 888 Lawton OK 73502-0888 (580) 248-7100 (580) 248-9496
Mortgage Unlimited, Inc. Shannon Francis PO Box 1399 Liberal KS 67901- (316) 624-7617 (316) 624-8022
Pulaski Mortgage Company Jim Carroll P.O. Box 7200 Little Rock AR 72217- (501) 661-7889 (501) 661-1124
Arvest Mortgage Co., Inc. Steve Champagne PO Box 579 Lowell AR 72745-0579 (501) 750-6129 (501) 750-5404
Landmark Bank Gary McCarthy PO Box 823 Madill OK 73446-0823 (580) 795-5503 (580) 795-7290
The Guarantee State Bank Jim Odom PO Box 250 Mangum OK 73554-0250 (580) 782-3365 (580) 782-2626
First State Bank Connie Park PO Box 98 Meeker OK 74855-0098 (405) 279-3535 (405) 279-2704
Meno Guaranty Bank Joe Hendrickson PO Box 167 Meno OK 73760-0167 (580) 776-2257 (580) 776-2259
Green Country Bank Lynn E. Mallory 123 E. Central Miami OK 74354- (918) 542-4411 (918) 540-1852
Local Oklahoma Steve Clytus 414 N. Air Depot Midwest City OK 73110-1795 (405) 733-5587 (405) 737-0063
Countrywide Home Loans Wendy Martinez 5898 Condor Drive, Mail Stop SV-99 Moorpark CA 92370- (805) 553-6024 (805) 553-6313
First National Bank & Trust Co. Mortgage Loans PO Box 68 Muskogee OK 74402-0068 (918) 687-8800 (918) 682-8949
Leader Mortgage Corp. Debbie Cooper PO Box 888 Muskogee OK 74402-0888 (918) 682-4888 (918) 682-3982
Standard Mortgage Corp. Anthony Perniciaro 300 Plaza, One Shell Square New Orleans LA 70139- (504) 581-3383  
Covenant Mortgage Keith Siess 927 N. Flood Ave., Suite 107 Norman OK 73069- (405) 360-1995 (405) 360-2088
ReSource Mortgage of Norman Teresa Traughber 900 W. Main Norman OK 73069- (405) 329-9092 (405) 329-9047
Republic Bank of Norman Gary Tresemer PO Box 5369 Norman OK 73069-5369 (405) 360-5369 (405) 366-2788
BancFirst Mary Faut 204 N. Robinson, Ste. 200 Oklahoma City OK 73012- (405) 270-4700 (405) 270-1091
North American Mortgage James Brown 1300 S. Meridan, Suite 101 Oklahoma City OK 73108- (405) 917-1520 (405) 917-1536
Market Street Mortgage Jeff Scroggins 4200 Perimeter Center, Suite 220 Oklahoma City OK 73112- (405) 942-1200 (405) 942-8964
Harry Mortgage Co. Pat Dodson 5929 N May Ave., Ste. 300 Oklahoma City OK 73112-4287 (405) 840-2501 (405) 840-2947
National Mortgage Association Philip N. Spencer 5001 N Penn Ave., Ste. 100 Oklahoma City OK 73112-8883 (405) 842-8300 (405) 842-8908
American Capitol Mortgage (TPO) Jim Miller 6600 N Meridian, Ste. 250 Oklahoma City OK 73116- (405) 848-3600 (405) 848-3604
Paxin Mortgage Co. Tra C. Pippin 100 NW 63rd, Ste. 230 Oklahoma City OK 73116- (405) 842-5396 (405) 843-1692
Holliday American Mortgage Kathy Wright 12330 St. Andrews Dr. Oklahoma City OK 73120- (405) 302-0009 (405) 302-0977
Guaranty Bank & Trust Rolanda Gregg PO Box 25676 Oklahoma City OK 73125-0676 (405) 945-8100 (405) 752-0460
Local Oklahoma Steve Clytus PO Box 26020 Oklahoma City OK 73126-0020 (405) 841-2273 (405) 842-7658
MidFirst Bank Kevin Huddleston 3232 W Reno Oklahoma City OK 73147- (405) 947-3232 (405) 946-0357
Equity Mortgage Services, Inc. Gary Ellis PO Box 15808 Oklahoma City OK 73155-5808 (405) 728-7300 (405) 728-7499
First Mortgage Corp. George Akers PO Box 2158 Omaha NE 68103-0158 (402) 493-7600  
Comercial Federal Mortgage Don Dugger 2120 S. 72nd St. Omaha NE 68124- (402) 592-6129 (402) 592-6196
Countryview Mortgage, LLC Mary Etta Jones PO Box 190 Oologah OK 74053-0190 (918) 584-3155 (918) 443-2219
First Bank of Owasso   Mortgage Loans PO Box 1800 Owasso OK 74055-1800 (918) 272-1800 (918) 272-8219
Peoples National Mortgage Corp. James O. Ray 35 South Plaza Paris TX 75460- (214) 740-9600 (214) 979-0938
The First National Bank of Pawnee Clark Shouse PO Box 366 Pawnee OK 74058-0366 (918) 762-2503 (918) 762-3517
Exchange Bank & Trust Co. Bonneta Hansing PO Box 797 Perry OK 73077-0797 (580) 336-5531 (580) 336-3297
Interstate Bank, ssb Kristie Ludi PO Box 947 Perryton TX 79070-0947 (806) 435-4071 (806) 435-1179
Farmers & Merchants Bank of Piedmont Teresa Lyman Box 68 Piedmont OK 73078- (405) 373-1600 (405) 373-2656
Pioneer Bank and Trust Carole Jefferies P.O. Box 111 Ponca City Ok 74602-0111 (580) 762-5651 (580) 762-8964
First State Bank Rick Johnson Box 89 Porter OK 74454-0089 (918) 483-2241 (918) 483-3361
Poteau State Bank Trina Rees P.O. Box 769 Poteau OK 74953-0769 (918) 647-8101 (918) 647-8100
American Bank of Pryor Dena Blackwell 222 SE 1st Pryor OK 74361- (918) 825-4321 (918) 825-1132
McClain County National Bank Cindy Stevens PO Box 271 Purcell OK 73080-0271 (405) 527-5735 (405) 527-2393
First American Bank & Trust Co. LuAnn Milligan PO Box 1440 Purcell OK 73080-1440 (405) 527-5691 (405) 527-5697
Security Bank James Nixon PO Box 9 Rich Hill MO 64779-0009 (417) 395-2141 (417) 395-4292
A-1 Mortgage Co., Inc. Ron Wright 100 N. 8th St. Rogers AR 72756- (501) 636-1886 (501) 636-6237
Advantage One Mortgage Brokers, Inc. Timothy J. O'Connor 124 N. 3rd St. Rogers AR 72756- (501) 636-4512 (501) 636-2095
Tulsa Mortgage Co. Wesley R. Thompson 15 S. Park Sapulpa OK 74066- (918) 224-8111 (918) 224-7021
Country Home Mortgage Thomas Bales 805 Seminole Mall, Ste. 337 Seminole FL 33772- (727) 392-5630 (727) 392-4235
Sunbelt National Mortgage Susan Denton 100 Lamberth Rd., Ste. C Sherman TX 75092- (903) 893-3394 (903) 893-5264
SouceOne Mortgage Service Rick Hoover 1111 S. Glenstone, Ste. 1-102 Springfield MO 65804-0318 (417) 865-3014 (417) 865-4952
First National Bank of Stigler Ralph White P.O. Box 669 Stigler OK 74462- (918) 967-4665 (918) 967-8795
Homestead Mortgage Bill Looney PO Box 1797 Tahlequah OK 74465-1797 (918) 456-5599 (918) 456-3415
North American Mortgage Lee Farrell 6200 Courtney Campell Causeway, #300 Tampa FL 33607- (707) 523-5513 (707) 523-5323
First National Bank of Oklahoma Rod Carr P.O. Box 400 Tonkawa Ok 74653- (580) 628-2501 (580) 628-3638
Mercury Mortgage Co., Inc. W.P. Sawyer PO Box 131 Tulsa OK 74101-0131 (918) 665-9600 (918) 664-7011
Express Mortgage Services Mike Thompson 1203 E. 33rd St., Ste. 200 Tulsa OK 74105- (918) 742-7300 (918) 742-4048
CUTEC Mortgage Services Terry Thomas 5 West 22nd St., Suite 355 Tulsa OK 74114- (918) 585-5793 (918) 585-5791
Countrywide Shelly Richardson 7666 E. 61st St., Ste. 140 Tulsa OK 74133- (918) 252-9077 (918) 252-4160
BancOklahoma Mortgage Darlene Martin 7060 S. Yale Tulsa OK 74136- (918) 488-7157 (918) 488-7169
Pinnacle Mortgage Corp. Jack Wilson 7170 S. Braden, Suite 195 Tulsa OK 74136- (918) 481-6833 (918) 481-6310
The AmeriFirst Corp. Gary Frank 6555 S. Lewis Ave., Suite 100 Tulsa OK 74136- (918) 496-7870 (918) 496-0537
Southern Mortgage Corp. Art Allen 1515 E. 71st St. Tulsa OK 74136-5039 (918) 491-9910 (918) 491-9649
Irwin Mortgage Chris Padley 7134 S. Yale, Suite 430 Tulsa OK 74136-6351 (918) 488-8191 (918) 493-6475
Mortgage Clearing Corp. Bob Walton 5387 S. Sheridan Tulsa OK 74145- (918) 628-1981 (918) 664-2107
State Bank & Trust, N.A. Debbie Sawyer 4500 S. Garnett, Suite 440 Tulsa OK 74146- (918) 631-6840 (918) 631-6837
Armstrong Bank Carolyn Sumpter PO Box 435 Vian OK 74962-0435 (918) 773-5255 (918) 773-8021
First National Bank Tim Williams PO Box 407 Vinita OK 74301-0407 (918) 256-7811 (918) 256-8064
First Bank & Trust Co. Denise Bosco PO Box 427 Wagoner OK 74464-0427 (918) 485-2173 (918) 485-2270
First State Bank Duane Shanks P.O. Box 158 Waynoka Ok 73860-0158 (580) 824-5451 (580) 824-0115
First National Bank & Trust Co. Harriett Friesen PO Box 311 Weatherford OK 73096-0311 (580) 772-5575 (580) 772-1623
Welch State Bank Kevin Bullard PO Box 129 Welch OK 74369-0129 (918) 788-3373 (918) 788-3364
Community Bank Chad Holland PO Box 987 Wellington TX 79095- (806) 447-2591 (806) 447-2134
Commercial Federal Mtg. William H. Cole P.O. Box 2639 Wichita KS 67201-2639 (316) 660-0300 (316) 660-0300
The Stock Exchange Bank Lisa Hoge PO Box 1008 Woodward OK 74802-1008 (580) 256-3314 (580) 256-6213
The State Bank of Wynnewood Paulette Mynhier PO Box 369 Wynnewood OK 73098-0369 (405) 665-2001 (405) 665-2146