U.S. Department of Agriculture Rural Development - Oklahoma Online
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Rural Housing Service

SINGLE-FAMILY HOUSING PROGRAMS

Rural Housing Guaranteed Loan 100% financing for households that do not exceed 115% of the National Median Income (ex. family of four = $60,400).

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Rural Housing Direct Loan 100% financing for low- & very low-income families with incomes under 80% of the County Median Income.

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Housing Repair & Rehabilitation Loan Enables low-income rural homeowners to remove health and safety hazards from their homes and to make homes accessible for people with disabilities.

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Housing Repair & Rehabilitation Grant Similar to Repair & Rehabilitation Loans, the Grants are available for people 62 years old and older who cannot afford to repay a loan.

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Self-Help Technical Assistance Grant Provides financial assistance to non-profit organizations who will provide technical assistance to low- and very low-income households to build their own homes in a rural area.

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Mutual Self-Help Loans Helps groups of six to ten low-income families build their own homes by providing materials and the skilled labor they cannot furnish themselves. The families must agree to work together until all homes are finished.

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Rural Housing Site Loans Provides Government for a public or private non-profit organization to buy and develop building sites (including the construction of access roads, streets, and utilities), which may be sold to individual households, non-profit organizations, public agencies, and cooperatives who provide financial assistance for housing to low- and moderate-income families.

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Self-Help Housing celebration cake

Interior of new home under construction

Contact . . .

Tommy Earls , Program Director
100 USDA, Suite 108

Stillwater, OK 74074
405-742-1070
TTY/TDD: 405-742-1007
Fax: 405-742-1084
E-mail: tommy.earls@ok.usda.gov



In 2008, Single-Family Housing . . .
  • Helped 1,638 rural families become homeowners
  • Awarded 5 grants for Self-Help Housing Programs.
  • Invested $133,554,431 in Guaranteed Single-Family Housing Loans (Section 502) for Very-Low Income Single-Familiy Housing
  • Invested $16,534,651 in Direct Single-Family Housing Loans (Section 502) for Low Income Single-Family Housing
  • Invested $558,826 for Section 504 Housing Repair Loans and Grants


Homes for Sale Current listing of properties that Rural Development has available for sale.

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Notice of Funds Availability (NOFAs) Rural Development announces the availability of money for many of its programs in the Federal Register, through NOFAs. Read them here.

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