Rural Housing Direct Loan Program provides very low and low
income families with financing to build, purchase, repair, or refinance
homes and building sites that meet local codes. The home must
be located in a rural community with less than 10,000
population, on a farm or in open country not closely associated
with an urban area.
The home must be located on a site which as
a sewage disposal and water system approved by the Division of
Health, or their approved private contractor. Adequate streets
and other services are approved on a site by site basis.
The cost of the modest home
financed must not exceed the HUD Section 203b limit for the
county in which the property is located. The home cannot have an
in ground swimming pool, but otherwise is not limited in
Income & eligibility
Direct Home Loan
For more information about the program, please
contact the USDA Rural
Development Area Office nearest you.