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Housing Programs
offers two types of home ownership loans:
guaranteed
and
direct loans.
The purpose is to provide financing — with no down payment and at
favorable rates and terms — either through a direct loan with Housing
Programs or with a loan from a private financial institution which is
guaranteed by Housing Programs. These loans are for the purchase,
construction, rehabilitation, or relocation of a dwelling and related
facilities for low- or moderate-income rural persons.
Income & eligibility
Direct Home Loan
Ineligibility Maps
Homes For Sale
Housing Success Stories
Self Help Technical Assistance Grants are provided to non-profit
organizations, public bodies, or Tribes who in turn provide technical
assistance to low and very low income households to build their own
homes via the mutual Self Help Method.
Self-Help Housing Loans help groups of six to
10 low-income families build their own homes by providing materials and
the skilled labor they cannot furnish themselves. The families must
agree to work together until all homes are finished.
Home Improvement and Repair Loans and Grants
enable low-income rural homeowners to remove health and safety hazards
from their homes and to make homes accessible for people with
disabilities.
Grants are available for people 62 years old and older
who cannot afford to repay a loan.
Home Repair Information Sheets
USDA Rural Development Specialists in your
area will be glad to discuss
services available and explain application procedures.
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