U S D A and Rural Development Logos         Committed to the future of rural communities    

Washington State

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Single-Family Housing


Housing Programs offers two types of home ownership loans: guaranteed and direct loans. The purpose is to provide financing with no down payment and at favorable rates and terms either through a direct loan with Housing Programs or with a loan from a private financial institution which is guaranteed by Housing Programs. These loans are for the purchase, construction, rehabilitation, or relocation of a dwelling and related facilities for low- or moderate-income rural persons.

Income & eligibility

Direct Home Loan Information Sheet

Home Loan Guarantee Information Sheet

Homes For Sale

Housing Success Stories

Self Help Technical Assistance Grants are provided to non-profit organizations, public bodies, or Tribes who in turn provide technical assistance to low and very low income households to build their own homes via the mutual Self Help Method.  

Self-Help Housing Loans help groups of six to 10 low-income families build their own homes by providing materials and the skilled labor they cannot furnish themselves. The families must agree to work together until all homes are finished.

Home Improvement and Repair Loans and Grants enable low-income rural homeowners to remove health and safety hazards from their homes and to make homes accessible for people with disabilities. Grants are available for people 62 years old and older who cannot afford to repay a loan.

Home Repair Information Sheets

USDA Rural Development Specialists in your area will be glad to discuss services available and explain application procedures.

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For questions, please refer to the "Contact Us" page of this website to select the proper individual. Send comments about the format of this web site to: mailto:philip.eggman@wa.usda.gov
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USDA Rural Development is an Equal Opportunity Lender, Provider and Employer.

Complaints of Discrimination should be sent to:

USDA, Director, Office of Civil Rights, Washington D.C. 20250-9410

EEO/CR Statement

 Last modified: March 18, 2011